Assess MyHOME http://www.assessmyhome.com.au Tue, 17 Jan 2017 14:15:46 +0000 en-AU hourly 1 https://wordpress.org/?v=4.5.4 Cat Owner’s Cramped Apartment Gets Room to Breathe http://www.assessmyhome.com.au/cat-owners-cramped-apartment-gets-room-to-breathe/ Tue, 17 Jan 2017 14:15:46 +0000 http://www.assessmyhome.com.au/cat-owners-cramped-apartment-gets-room-to-breathe/ Like Architecture & Interior Design? Follow Us… There’s nothing as frustrating as not having enough space to move. We weren’t created to exist in tiny spaces crammed full of our belongings. The problem becomes even worse when you have cats, which are naturally mischievous animals. This is the problem that a homeowner in central Taipei, … Continue reading Cat Owner’s Cramped Apartment Gets Room to Breathe

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There’s nothing as frustrating as not having enough space to move. We weren’t created to exist in tiny spaces crammed full of our belongings. The problem becomes even worse when you have cats, which are naturally mischievous animals. This is the problem that a homeowner in central Taipei, where space is limited, faced. That is, until Taiwanese based design company, ST Design Studio transformed the small space into a sleek, functional loft. This loft is now an open and integrated space that caters to the homeowner’s lifestyle. Providing light and organic beauty against an urban backdrop, while accounting for the habits and activities of his two cats.

If you are looking into cat friendly apartments, do check out:
The Perfect Cat House
An Eclectic Loft Designed for Cats (and their humans)

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Source: Home Designing

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5 Tips to run a Facebook campaign like a boss http://www.assessmyhome.com.au/5-tips-to-run-a-facebook-campaign-like-a-boss/ Fri, 13 Jan 2017 15:23:47 +0000 http://www.assessmyhome.com.au/5-tips-to-run-a-facebook-campaign-like-a-boss/ Facebook is one of the most popular platforms for real estate agents looking to market their listings and keep in touch with clients. The reason for that is its popularity – the site boasts over one billion daily active users. But that popularity also makes it harder for your own posts to stand out. Follow … Continue reading 5 Tips to run a Facebook campaign like a boss

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Facebook is one of the most popular platforms for real estate agents looking to market their listings and keep in touch with clients. The reason for that is its popularity – the site boasts over one billion daily active users. But that popularity also makes it harder for your own posts to stand out.

Follow these tips to get yourself noticed and increase engagement with your friends and followers:

Sharing is caring

Share more content from your industry, which means posting lots of articles from other sources in addition to your own. By curating lots of content you position yourself as an expert and also a resourceful brand.

Learn the best time to post

You need to identify the best times to post to maximize engagement with your followers. Hootsuite research suggests that you should post between 12 p.m. and 1 p.m. if you want to increase your clickthrough rate, and post around 3 p.m. if you’re looking for more shares. Still, these can only be taken as a rough guidelines to get you started. You also need to consider when your particular audience is more responsive, and the only way to do that is through experimenting and working out the best times to post.

Be sure to create and share video content

The thing is, video content boasts a 135 percent greater organic reach than normal images. They naturally increase engagement, and it’s incredibly easy to upload videos and share them. You should of course try to create some of your own real estate-themed videos and upload them manually, as Facebook tends to favor these rather than vids uploaded via a YouTube link.

Use graphics

Graphics or images (or infographics) that provide useful content in their own right without an article backing them up are great for social media. They provide useful tidbits of information people can soak in at a glance, as they’re scrolling through their Facebook feed.

Create a Facebook group

Groups can help you to better reach and stay connected with your auidence. In your group, you can share all kinds of curated content and your own materials. You can also use the group to encourage and respond to questions people may have about the local real estate market.

Source: realtybiznews.com

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Find Greyspiration In 3 Sophisticated, Modern Grey Spaces http://www.assessmyhome.com.au/find-greyspiration-in-3-sophisticated-modern-grey-spaces/ Fri, 13 Jan 2017 14:52:25 +0000 http://www.assessmyhome.com.au/find-greyspiration-in-3-sophisticated-modern-grey-spaces/ Like Architecture & Interior Design? Follow Us… Grey is not usually equated with exciting. Evocative of boredom, it is nevertheless finds expression in many contemporary designs – and there is a reason why. Grey is versatile. The colour between black and white, it finds depth of shadow to enhance traditional and modern living spaces. Compatible … Continue reading Find Greyspiration In 3 Sophisticated, Modern Grey Spaces

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Grey is not usually equated with exciting. Evocative of boredom, it is nevertheless finds expression in many contemporary designs – and there is a reason why. Grey is versatile. The colour between black and white, it finds depth of shadow to enhance traditional and modern living spaces. Compatible with a range of themes, it adds finesse without boldness. These three living spaces use grey to achieve greatness, in three very different interiors. The first is art-deco, inspired by the raw nature of the rainforest. The second is industrial, perfect for the polished couple. The third is more brutal, more masculine, stark.

Recommended Reading:
40 Gorgeous Grey Kitchens
40 Gorgeous Grey Bedrooms

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  • Fabulous Interior Photography By Favaro

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  • Stunningly Beautiful & Modern Apartments By Koj Design

    Stunningly Beautiful & Modern Apartments By Koj Design

Source: Home Designing

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How to Monetize Your Entire Life http://www.assessmyhome.com.au/how-to-monetize-your-entire-life/ Fri, 13 Jan 2017 08:30:21 +0000 http://www.assessmyhome.com.au/how-to-monetize-your-entire-life/ At this stage in my career, it’s pretty safe to say that I’ve found a way to monetize my entire life. That is to say, I can make money just by being myself. This post has been written by Amanda Abella, an amazing writer and speaker in personal finance. The ability to monetize your entire … Continue reading How to Monetize Your Entire Life

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How to Monetize Your Entire LifeAt this stage in my career, it’s pretty safe to say that I’ve found a way to monetize my entire life. That is to say, I can make money just by being myself.

This post has been written by Amanda Abella, an amazing writer and speaker in personal finance.

The ability to monetize your entire life is no longer a pipe dream thanks to social media. How many “celebrities” are out there simply because they learned how to monetize their names on social media? The Kardashians make millions and YouTube is full of “celebrities” who make money with content about their lives.

While it personally took me a while, I’ve learned how to make money with content from my life as well. Here are some tips on how to monetize your entire life.

Create a personal brand

The first step in learning how to monetize your entire life is to first learn how to brand yourself. This is the true cornerstone of being able to make money just by being yourself.

I recently went to a conference where they had a panel entitled “Blog to Brand.” The panelists had all started blogging for various reasons and eventually learned how to position themselves as a brand. That’s why you’re not seeing a lot of bloggers rebrand to their own names, because they’ve learned how to make money off of it.

In this case, they are all now seen as experts in their field. So it’s kind of like their content is their resume where they show individuals their experience. Because of this, they get paid to write, speak, consult and more.

Writing/Speaking About Your Experiences

I get paid to write about my life experiences with money. Fortunately, since money is basically tied to everything in life this provides me with a lot of ideas that I can pitch to editors.

My family is now learning how to manage a real estate property, so I get paid to write about it. When I date, I have to figure out the murky waters of love and money, so I can get paid to write about that too. I went six months without a job and started a career as a freelance writer at the height of The Great Recession, and you can get bet I get hired to speak about that.

The point I’m trying to make is this: If you want to monetize your entire life, find a way to get paid to talk about your life experiences.

Recommend products you love.

Another aspect of monetizing your life is to to make a commission for recommending products you love. Now, while it’s not necessary to have a brand under your belt in order for this to be really successful, it does help.

Fortunately, you can simply start by recommending a product to a friend or family when they ask you for it. Most retailers have affiliate programs where you can earn a commission for recommending products, so find the ones for the products you love. Just Google “affiliate program ‘Name of Retailer’” to find some of them.

Invest

Okay, so this option doesn’t require you to have a personal brand and it’s actually quite easy. If you want to monetize your entire life, why not monetize your finances? In other words, invest some of the money you work so hard for so it can earn more money for you.

Final Thoughts

The hardest part about being able to monetize your entire life is to build a name for yourself. While it doesn’t happen overnight, you’ll see how the investment is well worth it when you’re making money just from being yourself.

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Source: lifeandmyfinances.com

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A Book Lover’s Dream House With Great Nature Views http://www.assessmyhome.com.au/a-book-lovers-dream-house-with-great-nature-views/ Thu, 12 Jan 2017 14:41:31 +0000 http://www.assessmyhome.com.au/a-book-lovers-dream-house-with-great-nature-views/ Like Architecture & Interior Design? Follow Us… Ever wanted your own book-lined wall? This 1,937sqft home in Mexico City, Mexico, is both book and nature-smart. Designed by Paul Cremoux Studio, 70% of the year is dedicated to outdoor living in a light, bright, and natural indoor-outdoor flow. Rain water is drained through two filters, eliminating … Continue reading A Book Lover’s Dream House With Great Nature Views

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Ever wanted your own book-lined wall? This 1,937sqft home in Mexico City, Mexico, is both book and nature-smart. Designed by Paul Cremoux Studio, 70% of the year is dedicated to outdoor living in a light, bright, and natural indoor-outdoor flow. Rain water is drained through two filters, eliminating dependency on the grid. Direct sunlight enters from the south, east and west, while a halved home conversion decreases household costs and lets in the forest. Take a walk with us as we explore, with the help of working drawings and renders, an eco-friendly dream with the most breathtaking of bookcases.

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Source: Home Designing

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Big boom expected in residential construction soon http://www.assessmyhome.com.au/big-boom-expected-in-residential-construction-soon/ Thu, 12 Jan 2017 08:55:23 +0000 http://www.assessmyhome.com.au/big-boom-expected-in-residential-construction-soon/ Builders are likely to ramp up the construction of single-family homes in the next two years, driven by a growing economy, improving unemployment rates and an increase in household formation, it’s being reported. The National Association of Home Builders projects a 10 percent increase in single-family home construction in 2017, up from 1.16 million starts … Continue reading Big boom expected in residential construction soon

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Builders are likely to ramp up the construction of single-family homes in the next two years, driven by a growing economy, improving unemployment rates and an increase in household formation, it’s being reported.

The National Association of Home Builders projects a 10 percent increase in single-family home construction in 2017, up from 1.16 million starts the year before. Meanwhile, in 2018, housing starts will grow by 12 percent.

Despite the positive forecast, the NAHB warns that builders still face challenges in order to achieve this growth.

“While positive developments on the demand side will support solid growth in the single-family housing sector in 2017, builders in many markets continue to face supply-side constraints led by the three Ls — lots, labor and lending,” said NAHB chief economist Robert Dietz. He was referring to recent NAHB findings that show some 64 percent of builders report “low” or “very low” supplies of building lots available, and warns that securing more available land to build on will be a time consuming process.

The NAHB says the biggest challenge for builders lies in $200,000-range entry-level homes. That’s because regulatory requirements eat up around $25,000 of the costs of a new home in that category, which makes their construction less appealing. Still, Dietz said that townhome construction, which generally appeals to younger buyers, has already shown solid growth in the last year. Town homes represented 12 percent of all single-family home starts in 2016, Dietz said.

While higher mortgage rates may soften demand this year, builders remain upbeat. NAHB forecasts mortgage interest rates to average 4.5 percent in 2017 and then 5.3 percent in 2018. “Higher mortgage rates will be offset by stronger wage gains and job growth, which suggests that housing demand will increase this year,” says David Berson, chief economist for Nationwide Mutual Insurance Co. “The question is: How much will supply go up?”

Many metro areas nationwide are seeing solid job growth, dropping mortgage delinquency rates, and strong housing price gains, Berson notes. He says demand has been exceeding supply and likely will continue to do so in 2017. That could put more pressure on home prices, however. “If there aren’t enough homes on the market, that will be a problem,” Berson syas. “Price gains need to moderate. We can’t have 6, 7, or 8 percent gains. That is not sustainable.”

Source: realtybiznews.com

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Improve your online webinar skills with these tips http://www.assessmyhome.com.au/improve-your-online-webinar-skills-with-these-tips/ Wed, 11 Jan 2017 10:38:32 +0000 http://www.assessmyhome.com.au/improve-your-online-webinar-skills-with-these-tips/ If you’re looking to stand out during webinars and other online meetings, you’ll need to hone your communication skills to be both clear and compelling. But in order to do that, first of all you need to appreciate how different online presentations are from delivering them in person. Here’s a few tips, courtesy of Forbes.com: … Continue reading Improve your online webinar skills with these tips

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If you’re looking to stand out during webinars and other online meetings, you’ll need to hone your communication skills to be both clear and compelling. But in order to do that, first of all you need to appreciate how different online presentations are from delivering them in person. Here’s a few tips, courtesy of Forbes.com:

Choose the best platform

There are numerous options when it comes to online webinars, including GoToMeeting, YouTube Live, WebEx, Zoom and many more. Be sure to try out a few different platforms first and use the one you’re most comfortable with, and the one which offers the functionality you desire most. Beware that not all platforms are the same, and the differences could distract you during a live broadcast if you’re not aware of them.

“I think the goal should be to get familiar with how to use a number of different platforms or any type of presentation that comes along,” Rita Barber, presentation consultant, said to Forbes.com.

Practice makes perfect

Be sure to practice your impromptu speaking skills, so you don’t sound too scripted. The idea is to come across as if you’re speaking at a regular business meeting. Practicing will also help you to get more comfortable with speaking into a camera.

Get yourself some help

There’s certainly no shame in having someone assist you. Your assistant can help to monitor questions from the audience and relay them to you at the appropriate time during your presentation. This means you won’t be distracted while you’re speaking to your audience.

Be sharp, be professional

Naturally it goes without saying you’ll need to dress snappy for the camera. Go for a professional/smart/business type of look, and be sure to tidy up the office or wherever it is you’re broadcasting from. If you’re really not dressed for the occassion, it might be better not to appear on camera at all, and just talk while the camera is focused on the slides. But this is not preferable, as appearing on camera yourself helps to establish more of a connection with your audience, helping you to deliver your message more efficiently.

Learn to live without audience feedback

You’ll need to get used to this. “Pausing is different” where online meetings are concerned, Barber told Forbes.com. With live presentations you’ll get feedback in the form of a few laughs or a nod, which helps to confirm that your message is sinking in. But when you’re delivering a presentation online, you probably won’t get any feedback at all. As such you might want to develop techniques to encourage feedback, in the form of live commenting from your audience or an interactive poll they can take part in.

Last but not least, don’t forget to smile. Smiling for the camera will always help you make a stronger personal connection with the audience.

Source: realtybiznews.com

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5 Things To Do With Those (Inevitable) Unwanted Holiday Gifts http://www.assessmyhome.com.au/5-things-to-do-with-those-inevitable-unwanted-holiday-gifts/ Wed, 11 Jan 2017 08:30:44 +0000 http://www.assessmyhome.com.au/5-things-to-do-with-those-inevitable-unwanted-holiday-gifts/ The Holiday Season has recently ended. And, as we all know, with the holidays comes the receipt of well-meaning gifts that we do not need, do not want and will not use. A recent survey indicated that 42 percent of women had received an unwanted gift during the past holiday season alone (and from their husbands … Continue reading 5 Things To Do With Those (Inevitable) Unwanted Holiday Gifts

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The Holiday Season has recently ended. And, as we all know, with the holidays comes the receipt of well-meaning gifts that we do not need, do not want and will not use. A recent survey indicated that 42 percent of women had received an unwanted gift during the past holiday season alone (and from their husbands no less).

In the past, unwanted holiday gifts tended to end up cluttering closets, attics and garages, or inevitably ended up in the trash. However, these days people are becoming increasingly thrifty and inventive during the holidays when it comes to gifts that have to go. Here are five great tips to help you make the most of gifts you just do not want.

This post has been written by Will Lipovsky, our talented staff writer.

1) Return Them

Don’t leave that unwanted holiday gift to gather dust as it clutters your home. Return it to the store for cash, credit on another purchase, or exchange it for another item. It is always best to have a receipt or proof of purchase, and you won’t be alone when it comes to returning your item; an average of $60 billion in gift returns occur over a typical holiday season. But don’t fret the lines, especially if you are lacking a receipt for the item in question. Stores often relax their policies when it comes to returns after the holidays are just over, so this may be your best, or only time to actually exchange it.

5 Things to Do With Those Unwanted Holiday Gifts2) Re-Gift Them

If a return is out of the question, another great option is to re-gift the unwanted item. It is an increasingly popular option as well, as a recent survey had indicated that 58 percent of people had re-gifted an item at one point or another. The key with re-gifting is to prevent any potential social awkwardness in the act, and avoid discovery at all costs. Keep a record of who you received a gift from and who you are giving it to, to ensure that no one’s feelings get hurt in the process. Avoid the tackiness of re-gifting used or open items, too.

3) The White Elephant

An extremely fun way to deal with unwanted holiday gifts is to host a white elephant party, or Yankee gift swap. This normally consists of everyone re-wrapping their unwanted gifts. Then, in a party atmosphere, people take turns choosing a random gift and unwrapping it to see what they have.

There are many variations of this theme, with a variety of elaborate rules governing them. You may or may not leave the party with a new gift you necessarily want, but at least you can help turn everyone’s unwanted gift into an occasion for a really fun get-together.

4) Sell Them

Selling your unwanted holiday gift is easier than ever these days, and everyone is doing it. The Internet has given people new choices for selling those unwanted gifts as painlessly as ever. eBay is a great option; last holiday season, in an effort to attract new users, the online auction giant had terrific promotions which dramatically lowered sellers’ fees for unwanted gift selling.

Check in ASAP to see if similar deals go into effect. Craigslist is another great (and totally free!) option for marketing a gift you want to sell fast. If all else fails, you can go old school and sell your unwanted gift during your next yard sale.

5) Donate Them

When all else fails, donating unwanted items – to the needy, or charities that support them – is the right thing to do. This year has come and gone, but remember that donating gifts can also help ease your tax bill. All you have to do is make a donation to a non-profit institution like Goodwill or the Salvation Army, grab a receipt, and estimate the value of those goods for your end-of-year deduction. 

Enjoy the feeling of NOT having things in your life that you don’t 100% enjoy.

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Source: lifeandmyfinances.com

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50 Dragon Home Decor Accessories To Give Your Castle Medieval Appeal http://www.assessmyhome.com.au/50-dragon-home-decor-accessories-to-give-your-castle-medieval-appeal/ Tue, 10 Jan 2017 14:15:16 +0000 http://www.assessmyhome.com.au/50-dragon-home-decor-accessories-to-give-your-castle-medieval-appeal/ Are you looking to embrace a medieval theme for your garden or interior? Attractive dragon-themed decor isn’t exactly a common find – but this post compiles 50 of the most useful, unique, or simply beautiful dragon decorations we could locate. It’s all here! There’s something for every room, from the kitchen to the office. Consider … Continue reading 50 Dragon Home Decor Accessories To Give Your Castle Medieval Appeal

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Are you looking to embrace a medieval theme for your garden or interior? Attractive dragon-themed decor isn’t exactly a common find – but this post compiles 50 of the most useful, unique, or simply beautiful dragon decorations we could locate. It’s all here! There’s something for every room, from the kitchen to the office. Consider using this post as a go-to resource for your next themed party or just in case you need a gift for a friend who loves fantasy novels. Which dragon-themed decoration is your favorite? Stop by the comment section and let us know!

Source: Home Designing

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Are Closing Cost Too High for Mortgage Hunters? http://www.assessmyhome.com.au/are-closing-cost-too-high-for-mortgage-hunters/ Tue, 10 Jan 2017 11:08:56 +0000 http://www.assessmyhome.com.au/are-closing-cost-too-high-for-mortgage-hunters/ Significant variation in closing costs is a major part of the process when considering which lender a homebuyer should go with. Often, mortgage buyers only consider which company will prequalify them and the interest rate being offered. While those are important considerations, you can further reduce your purchase cost by shopping for closing costs. It’s … Continue reading Are Closing Cost Too High for Mortgage Hunters?

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Significant variation in closing costs is a major part of the process when considering which lender a homebuyer should go with. Often, mortgage buyers only consider which company will prequalify them and the interest rate being offered. While those are important considerations, you can further reduce your purchase cost by shopping for closing costs.

It’s not always a simple task because closing service charges vary from state to state, from market to market, and from lender to lender. These variations are further complicated because different service providers use different names for similar services and fees. The three major categories to consider are rates, points, AND fees. Fees are typically the most difficult to decipher. Additionally, lenders resemble car dealerships in the way that costs can be shifted around to confuse and hide them from buyers.

Knowledge is Negotiating Power

Begin by understanding which fees are most negotiable and the ones that are least or nonnegotiable. Lender/broker fees include charges for document preparation, underwriting, and origination, while third-party fees include charges for title searches, title insurance, flood certifications, appraisals, and the like. Government fees include recording taxes and other charges assessed by local and state agencies.

Lender and broker fees are the most negotiable because those are set in-house by your lender or broker. They have the ability to waive or reduce these fees. You may need to talk to a manager instead of a first line loan officer but these fees can be adjusted. You can also sometimes obtain discounts or lower costs for third-party providers. Ask your lender to contract services from a less costly provider or forgo any fees your lender is tacking onto the transactions. Government fees are generally going to be the least negotiable.

Be Aware of Shifting Fees and Costs

There are many variations to how fees are paid from zero closing cost options, to discount points, to lock in rates, to rolling closing costs into your mortgage principle, as well as other options. Here, you should begin with an honest assessment of how long you anticipate owning the home. Few people ever pay off their mortgage. Especially a first loan when they plan to move up to a bigger home in the future or anticipate needing to relocate in a few years.

The general rule of thumb is if you plan to pay this particular mortgage for seven years or more, the lower interest rate you want. In that case, you may want to pay upfront for a discounted interest rate. This is a percentage of your loan size where 1 discount point carries a cost equal to 1% of your loan size. A $200,000 loan with one discount point would require $2,000 in “points” to be paid at closing. This lowers your overall interest costs the longer you hold the loan but probably doesn’t make sense if you plan to refinance, relocate, or otherwise pay off the loan in a short period of time. Online mortgage calculators can help you determine what makes the most sense for your circumstances.

With a low-cost or zero-closing cost mortgage, closing costs are paid by the lender on behalf of the borrower. In exchange for paying the fees, the lender will raise the mortgage interest rate for the borrower’s loan. Again, the length of time you will pay on the mortgage helps determine your lowest cost option.

Question “Garbage” Fees

Also known as “junk” fees, these fees are tacked on with or without merit. Some lenders claim these are necessary costs that must be paid by the borrower. However, many studies have shown these fees cannot be traced to definitive costs paid by the lender. Even when they can be traced, these fess are often found to be greatly inflated. A lender might want to charge you a $150 courier fee to deliver documents when the actual cost is less than $25 and could have been avoided altogether by using postal mail if the lender prepared the documents in a timely manner. Other fees to question are “administrative fee”, “application fee”, appraisal review fee”, “document preparation fee”, “document review fee” and any other fees you don’t clearly understand or agree with. Many of these are the cost of doing businesses and are recovered through the interest you pay for the loan.

The best time to challenge these fees and even out right refuse to pay them is when you are presented with the Good Faith Estimate. Lender fees are summarized in Section 800 of a Good Faith Estimate. Be sure to study this document closely before committing to a loan.

Please leave a comment if this article was helpful or if you have a question.

Author bio: Brian Kline has been investing in real estate for more than 35 years and writing about real estate investing for 10 years. He also draws upon 30 plus years of business experience including 12 years as a manager at Boeing Aircraft Company. Brian currently lives at Lake Cushman, Washington. A vacation destination, a few short miles from a national forest. With the Pacific Ocean a couple of miles in the opposite direction.

Source: realtybiznews.com

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